Post Office Deposit Schemes

Undernoted Deposit Schemes are available at Post Offices:

Post Office Savings Account:

These accounts promote the habit of thrift in account holders. Amount deposited is withdrawable on demand with facility of earning some interest on the balance in the account. Please Click Here for detailed salient features of the Scheme.
Post Office Recurring Deposit Scheme:

This scheme offers facility of saving small amounts every month for meeting future financial goals. Please Click Here for detailed salient features of the Scheme.
Deposit Scheme for Retiring Govt. employees:

This scheme offers tax free income to retiring/retired employees of Central / State Governments on their retirement benefits. Please Click Here for detailed salient features of the Scheme.
Deposit Scheme for Retired Employees of Public Sector Undertakings:

This scheme offers tax free income to retired employees of Public Sector Undertakings on their retirement benefits. Please Click Here for detailed salient features of the Scheme.
Post Office Senior Citizens Savings Scheme:

This scheme provides facility of earning regular interest income relatively higher Interest Rate to senior citizens on their investments. The interest is payable quarterly. Pease Click Here for detailed salient features of the Scheme.
Post Office Time Deposit Scheme:

This scheme offers facility of long term investments. The interest is compounded quarterly and is paid annually. Please Click Here for detailed salient features of the Scheme.
Post Office Monthly Income Scheme:

This is the only scheme available at Post Offices, where interest is payable at monthly intervals. Please Click Here for detailed salient features of the Scheme.
Kisan Vikas Patras (KVPs):

KVPs offer the facility of making long term investments. Please Click Here for detailed salient features of the Scheme.
National Savings Certificates (NSCs):

NSCs are popular as Tax Saving instruments. The investment in NSCs qualifies for tax relief under Section 80C of Income Tax, Act. Please Click Here for detailed salient features of the Scheme.